Travel Insurance... Your Key to Secure, Worry-Free Adventures
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Travel Insights
December 2024

Travel opens doors to new experiences, but it can also bring unexpected challenges. With comprehensive travel insurance, you have a safety net for medical emergencies, lost luggage, and unexpected cancellations. Whether you’re on a Steppin' Out Adventure or traveling independently, the right insurance policy gives you peace of mind so you can enjoy every moment. Here’s how travel insurance protects you in practical, meaningful ways.

1. Immediate Care for Medical Emergencies and Evacuations When exploring unfamiliar places, even minor health issues or injuries can create stress. With travel medical insurance, you’re covered for doctor visits, hospital stays, and, in remote areas, emergency evacuations. This means you can focus on your adventure instead of worrying about healthcare expenses. For adventurous travelers headed off the beaten path, remote travel insurance offers coverage for emergency evacuation, ensuring that help is accessible wherever you roam. Whether you’re trekking through rainforests or exploring remote mountains, you’ll have peace of mind knowing support is available. Example: Thankfully, we haven’t had to use it, but travel insurance includes emergency medical evacuation in case of serious health issues. We did, however, have a client whose brother was in Africa and suffered a heart attack. He did not have travel insurance and had to spend a hefty sum to be evacuated to the closest hospital. So if you’re in a place where medical care is limited, you know that help is just a call away.

2. Flexibility for Unplanned Cancellations or Interruptions Life is unpredictable. If you need to cancel or cut your trip short due to health or family emergencies, trip cancellation insurance reimburses non-refundable expenses and covers additional costs. This way, a change in plans won’t impact your financial investment. Example: On a Steppin' Out trip to Jackson Hole, one traveler received unexpected news that her mother was hospitalized. She had to return home early, but her insurance covered the cost of her early departure. Another Example: One traveler was all set for a Steppin' Out adventure in Peru when a last-minute injury during a basketball game kept him from traveling. Thankfully, his trip cancellation insurance covered the costs, providing financial relief when he couldn’t join the trip. Another client missed the first day of our Tanzania adventure due to an airline delay that impacted his connecting flight. His insurance covered the additional hotel stay and the cost of the missed accommodations, making a stressful situation easier to handle.

3. Support for Lost or Delayed Baggage Lost luggage can disrupt even the best-planned itinerary. With baggage delay insurance, you’re covered for essential purchases until your bag arrives. If items are lost or stolen, reimbursement allows you to replace them, so you can continue exploring without worry. Example: During one of our South Africa trips, a traveler’s luggage was delayed for the first few days. Baggage delay insurance covered essentials while he waited for his bag to arrive, especially helpful since the airline wasn’t cooperative. In another instance, a client lost their camera on the trip and was able to get reimbursed through insurance, ensuring their memories stayed intact without added stress.  

4. Weather-Proof Your Trip Weather can sometimes interrupt travel plans. With trip delay insurance, you’re reimbursed for rebooking flights, accommodations, or other changes due to natural disruptions, so your adventure stays on track.

Why Purchase Through Steppin’ Out Adventures? At Steppin’ Out Adventures, we’re here to make travel worry-free. We offer comprehensive travel insurance guidance for all travelers, whether you’re joining one of our trips or exploring independently. Our team will help you select the right policy, answer your questions, and provide ongoing support.  

Ready to travel with confidence? Contact Steppin’ Out Adventures to explore coverage options and secure your next journey. We’re here to make your travel experience as seamless and enjoyable as possible. You can reach out to Kait at [email protected] 

Learn more about travel insurance options and get a quote here!

Important Information
Travel Insurance: The best you can do to prepare for the unexpected. Whether you're signing up for our trip or others, or just traveling on your own, be protected
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Voices From  Our Community
"I have been blessed to have had many opportunities with Steppin' Out to see and experience the world in such off-trail, non conventional and unique ways."
Steve, Adventures: Tanzania, Peru, Thailand, Mexico, Bhutan, Nep
"We were able to become closer with the local culture on her trips such as traveling to a Swaziland orphanage, where we created a Christmas party luncheon and brought toys and games for kids, and taught the hokey pokey."
Heather, Adventures: South Africa, Mexico, Dominican Republic, S
"You can tell that a lot of effort goes into every detail of the trip. You don't have to think about anything. Robin takes care of the things you don't even think of. Plus Robin has a photographic memory and connects everyone. She knows who has met whom on what trip and continues to remember. It's because of her that I believe that I have met some of my closest friends."
Harold, Adventures: Cuba, Peru, Thailand, Skiing
"Her trips are like a summer camp for adults where you make lifelong friends with the Steppin' Out family."
Lisa, Ski Trips
"Robin planned an awesome trip for my friend and me and our two daughters. Every last detail was taken care of. All the adventures that Robin suggested and scheduled for us were exciting and fun. We felt so safe and taken care of due to the incredible planning by Robin. "
Jenny, Adventures: Costa Rica
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Copyright 2020 Steppin' Out Adventures. All Rights Reserved.